Something's going on with your installation it seems. I can apply clothing, hair, textures, etc. Just tried a cloth simulation of a sheet draping over a figure. I've loaded Poser Pro 11.2 on 2 Macs and other than an activation issue (that appears to be fixed now), Poser is quite stable for me. Did the free update to Poser Pro 11.2 and haven't seen the crashes you're seeing. I upgraded from Poser Pro 2014 to Poser Pro 11.1 in August.